{"id":7230,"date":"2023-09-30T23:55:55","date_gmt":"2023-09-30T21:55:55","guid":{"rendered":"https:\/\/albermoya.com\/?p=7230"},"modified":"2023-10-01T00:41:54","modified_gmt":"2023-09-30T22:41:54","slug":"title-registration-transfer","status":"publish","type":"post","link":"https:\/\/albermoya.com\/en\/title-registration-transfer\/","title":{"rendered":"Transferring &amp; Recording Title: Real Estate Concepts"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_82_2 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\"><p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<\/div><nav><ul class='ez-toc-list ez-toc-list-level-1' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/albermoya.com\/en\/title-registration-transfer\/#Legal_vs_Equitable_Title_Titulo_Legal_vs_Titulo_Equitativo\" >Legal vs. Equitable Title (Legal Title vs. Equitable Title)<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/albermoya.com\/en\/title-registration-transfer\/#Notice_Aviso\" >Notice<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/albermoya.com\/en\/title-registration-transfer\/#Transferencia_Voluntaria_vs_Transferencia_Involuntaria_de_Titulo\" >Voluntary Transfer vs. Involuntary Transfer of Title<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/albermoya.com\/en\/title-registration-transfer\/#Voluntary_Transfer_Transferencia_Voluntaria\" >Voluntary Transfer:<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/albermoya.com\/en\/title-registration-transfer\/#Deeds_of_Conveyance_Escrituras_de_Transmision\" >Deeds of Conveyance<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/albermoya.com\/en\/title-registration-transfer\/#Transfer_Tax_Impuesto_de_Transferencia\" >Transfer Tax<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/albermoya.com\/en\/title-registration-transfer\/#Wills_Testamentos\" >Wills (Wills)<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/albermoya.com\/en\/title-registration-transfer\/#Involuntary_Title_Transfer\" >Involuntary Title Transfer<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/albermoya.com\/en\/title-registration-transfer\/#Adverse_Possession_Posesion_Adversa\" >Adverse Possession<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/albermoya.com\/en\/title-registration-transfer\/#Title_Records_Registros_de_Titulo\" >Title Records<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/albermoya.com\/en\/title-registration-transfer\/#Formas_de_Evidencia_de_Titulo_Forms_of_Title_Evidence\" >Forms of Title Evidence<\/a><\/li><\/ul><\/nav><\/div>\n<p>The transfer and registration of titles (<em>Transferring &amp; Recording Titles<\/em>) is a crucial and often complex issue. Understanding key concepts and terms is essential for those involved in real estate transactions. In this article, we will explore the essential aspects of title transfer and registration, using the original English nomenclature used in the field of real estate.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Legal_vs_Equitable_Title_Titulo_Legal_vs_Titulo_Equitativo\"><\/span><strong>Legal vs. Equitable Title (Legal Title vs. Equitable Title)<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>The concept of \u201ctitle\u201d in the context of real estate can be divided into two distinct categories: legal title and equitable title.<\/p>\n<ul>\n<li><strong>Legal Title:<\/strong> This term refers to the <strong>full and legal ownership<\/strong> of a property. The legal title holder enjoys the full package of rights associated with the property, including the right to sell, lease, improve, and bequeath the property to others.<em>Owner enjoys full bundle of rights<\/em><\/li>\n<li><strong>Equitable Title:<\/strong> Equitable title refers to the ability of a party to obtain legal title to a property, subject to agreements with creditors or other interested parties. This party has a legitimate interest in the property, even if it does not hold full legal title.\u00a0 <em>Party can obtain legal title subject to agreements with creditors<\/em><\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"Notice_Aviso\"><\/span><strong>Notice<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Notice is essential in real estate transactions and refers to how ownership is evidenced to the general public.<\/p>\n<p><em>\u2022 how ownership is evidenced to the public<\/em><\/p>\n<p>There are two main types of notice:<\/p>\n<ul>\n<li><strong>Actual Notice:<\/strong> This type of notice refers to the direct knowledge that a person acquires through demonstrable evidence. For example, when filing or inspecting a deed or visiting property in the possession of another party. <em><strong>K<\/strong><strong>nowledge acquired directly<\/strong>\u00a0through demonstrable evidence, eg, presenting or inspecting a deed, visiting a party in possession<\/em><\/li>\n<li><strong>Constructive notice:<\/strong> Constructive notice refers to knowledge that a person could have obtained, as presumed by law. This is achieved by recording documents in public records, which is considered information accessible to all. <em><strong>Knowledge one could have obtained,<\/strong>\u00a0as presumed by law; taught by recording in public records &quot;for all to see&quot;<\/em><\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"Transferencia_Voluntaria_vs_Transferencia_Involuntaria_de_Titulo\"><\/span><strong>Voluntary Transfer vs. Involuntary Transfer of Title<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>The transfer of titles can be carried out voluntarily or involuntarily, and there are several methods to achieve this:<\/p>\n<ul>\n<li><strong>Voluntary Transfer:<\/strong> In a voluntary transfer, property is transferred from one party to another on a consensual basis. Common methods include transfer through deeds, wills, and public grants.<em> (Deed, will, public grant)<\/em><\/li>\n<li><strong>Involuntary Transfer:<\/strong> In an involuntary transfer, property changes hands without the explicit consent of the owner. This can occur in situations of inheritance, loss of property due to non-payment of a mortgage loan, acquisition of property for public utility or even through adverse possession. <em>Descent (without will, with heirs), escheat (without will nor heirs), foreclosure (loan default), eminent domain (public good), adverse possession (hostile, open use).<\/em><\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"Voluntary_Transfer_Transferencia_Voluntaria\"><\/span><strong>Voluntary Transfer:<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3><span class=\"ez-toc-section\" id=\"Deeds_of_Conveyance_Escrituras_de_Transmision\"><\/span><strong>Deeds of Conveyance (<\/strong><strong>Transmission Deeds)<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Transfer deeds are fundamental documents in real estate transactions. Here are some of its key features:<\/p>\n<ul>\n<li><strong>Key Features:<\/strong>\n<ul>\n<li>The grantor (grantor) grants a deed to the recipient (grantee). <em>Grantor grants deed to grantee<\/em><\/li>\n<li>The transfer of legal title occurs through intentional delivery of the deed and acceptance by the recipient. <em>Legal title transfers upon intentional delivery and grantee&#039;s acceptance<\/em><\/li>\n<\/ul>\n<\/li>\n<li><strong>Deed Validity Requirements:<\/strong>\n<ol>\n<li>Grantor (The grantor).<\/li>\n<li>Grantee (The receiver).<\/li>\n<li>In writing (Must be in writing).<\/li>\n<li>Legal description (Must include a legal description of the property).<\/li>\n<li>Granting clause (Must contain a granting clause).<\/li>\n<li>Consideration (There must be consideration).<\/li>\n<li>Grantor&#039;s signature (Must bear the signature of the grantor).<\/li>\n<li>Acknowledgment (Must be notarized).<\/li>\n<li>Delivery and acceptance (Requires delivery and acceptance).<\/li>\n<\/ol>\n<\/li>\n<li><strong>Deed Clauses:<\/strong>\n<ul>\n<li>Premises (granting): Describes the property and its location.<\/li>\n<li>Habendum (type of estate): Specifies the type of right or interest transferred.<\/li>\n<li>Reddendum (restrictions): Imposes restrictions or conditions.<\/li>\n<li>Tenendum (other property included): You can specify other property included in the transaction.<\/li>\n<\/ul>\n<\/li>\n<li><strong>Deed Types:<\/strong>\n<ul>\n<li>Bargain and Sale: &quot;I own but won&#039;t defend.&quot;<\/li>\n<li>General Warranty: &quot;I own and will defend.&quot;<\/li>\n<li>Special Warranty: \u00abI own and warrant myself only\u00bb \u2013 \u00abI own and warrant myself only\u00bb.<\/li>\n<li>Quitclaim: &quot;I may or may not own, and won&#039;t defend&quot; \u2013 &quot;I may or may not possess and I will not defend.&quot;<\/li>\n<li>Special purpose deeds: used for different purposes, interests conveyed, or by different parties.<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<h3><span class=\"ez-toc-section\" id=\"Transfer_Tax_Impuesto_de_Transferencia\"><\/span><strong>Transfer Tax<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>He <em><strong>Documentary stamp tax<\/strong><\/em> (documentary stamp tax) is a tax on the transfer of real estate based on the price of the property transferred. This tax is evident in the deed and facilitates the evaluation <em>ad valorem<\/em> of the property. Your payment is recorded in the deed and is an important consideration in real estate transactions.<\/p>\n<ul>\n<li><em><strong>Documentary stamp tax<\/strong>: tax on conveyance of real property based on price of property conveyed<\/em><\/li>\n<li><em>Facilitates ad valorem assessment<\/em><\/li>\n<li><em>Payment evidenced on deed<\/em><\/li>\n<\/ul>\n<h3><span class=\"ez-toc-section\" id=\"Wills_Testamentos\"><\/span><strong>Wills (Wills)<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Wills are legal instruments used to transfer property to heirs after the owner&#039;s death. Here are some key points:<\/p>\n<ul>\n<li><strong>Key Features:<\/strong>\n<ul>\n<li>The will transfers property to heirs after death (<em>will transfer estate to heirs upon death<\/em>)<\/li>\n<li>The one who creates the will is called the maker, devisor or testator (<em>maker = owner; devisor or testator<\/em>)<\/li>\n<li>The beneficiaries are known as the beneficiaries or heirs (<em>heir = beneficiary or devisee<\/em>)<\/li>\n<\/ul>\n<\/li>\n<li><strong>Types of Wills:<\/strong>\n<ul>\n<li>Witnessed: Written and signed by the testator in the presence of two witnesses. <em>(Witnessed: in writing and two witnesses)<\/em><\/li>\n<li>Holographic: Handwritten by the testator. (<em>Holographic: will in testator&#039;s handwriting<\/em>)<\/li>\n<li>Nuncupative: Oral testimony written by witnesses; generally not valid for transfer of ownership. <em>Nuncupative: oral will written by witnesses; generally not valid for property transfer<\/em><\/li>\n<\/ul>\n<\/li>\n<li><strong>Validity of the Will:<\/strong>\n<ul>\n<li>The testator must be of legal age, mentally competent, and the document must be titled &quot;last will and testament.&quot; (<em>Legal age; mentally competent; entitled \u00ablast will &amp; testament\u00bb<\/em>)<\/li>\n<li>It must be signed, witnessed and voluntary. (<em>Signed, witnessed, voluntary)<\/em><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<h4><strong>Tested vs. Intestate (Testate vs. Intestate)<\/strong><\/h4>\n<p>The way a person dies, whether with a valid will (testate) or without one (intestate), has a significant impact on the order of title transfer (<strong>Order of Title Transfer<\/strong>):<\/p>\n<ul>\n<li><strong>Dies Testate with Heirs:<\/strong>\n<ul>\n<li>First to creditors.<\/li>\n<li>Then to homestead.<\/li>\n<li>Then to the heirs according to the will (then\u00a0<strong>to hear by will<\/strong>).<\/li>\n<\/ul>\n<\/li>\n<li><strong>Intestate Death with Heirs (Dies Intestate with Heirs):<\/strong>\n<ul>\n<li>First to creditors.<\/li>\n<li>Then to homestead.<\/li>\n<li>Then to the heirs according to the laws of descent (then to heirs by laws of descent).<\/li>\n<\/ul>\n<\/li>\n<li><strong>Intestate Death without Heirs (Dies Intestate, No Heirs):<\/strong>\n<ul>\n<li>First to creditors.<\/li>\n<li>Then to state by escheat.<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"Involuntary_Title_Transfer\"><\/span><strong>Involuntary Title Transfer<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3><span class=\"ez-toc-section\" id=\"Adverse_Possession_Posesion_Adversa\"><\/span><strong>Adverse Possession<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Adverse possession, also known as &quot;unwanted ownership,&quot; allows a person to claim ownership of a property (<em>\u201cunwanted owner\u201d may claim ownership to a property<\/em>).<\/p>\n<p>Some of the <strong>requirements<\/strong> Keys to successful adverse possession include:<\/p>\n<ul>\n<li>Must show \u201cclaim of right\u201d as reason<\/li>\n<li>Possess the property in a conspicuous manner (without hiding it). <em>Must be notorious possession (unconcealed)<\/em><\/li>\n<li>Maintain hostile possession (claiming to be the owner).<em> Must be hostile (possessor claims ownership)<\/em><\/li>\n<li>Maintain possession continuously for a period of time established by law. <em>Must be continuous for a statutory period of time<\/em><\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"Title_Records_Registros_de_Titulo\"><\/span><strong>Title Records<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Title records play a critical role in determining ownership and transferring title. Here are some key concepts:<\/p>\n<ul>\n<li><strong>Characteristics:<\/strong>\n<ul>\n<li>Instruments affecting title must be registered (<em>Instruments affecting title must be recorded<\/em>)<\/li>\n<li>They provide public notice of the property and its title status (<em>Gives public notice of ownership, condition of title<\/em>)<\/li>\n<li>They determine the marketing of the property and protect the holders of liens (<em>Determines property marketability<\/em>)<\/li>\n<li>Protects lienholders; establishes chronology for lien priority<\/li>\n<\/ul>\n<\/li>\n<li><strong>Key Terms:<\/strong>\n<ul>\n<li>Chain of Title: The succession of owners of property from the original grantor to the present. (<em>Successive property owners from original grant to present<\/em>)<\/li>\n<li>Cloud on Title: Unrecorded claims affecting title. (<em>Unrecorded claims<\/em>)<\/li>\n<li>Suit to Quiet Title: A lawsuit to resolve property claims (<em>lawsuit to settle claims<\/em>).<\/li>\n<li>Abstract of Title: A written chronology of recorded owners, transfers, encumbrances.<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"Formas_de_Evidencia_de_Titulo_Forms_of_Title_Evidence\"><\/span><strong>Forms of Title Evidence<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>In real estate transactions, it is essential to have solid evidence of the property and its title. Here are some forms of evidence of title:<\/p>\n<ul>\n<li><strong>Title Insurance:<\/strong> Considered the best form of evidence of title.<\/li>\n<li><strong>Attorney&#039;s Opinion of Abstract:<\/strong> An attorney&#039;s legal opinion on title status based on a summary.<\/li>\n<li><strong>Title Certificates:<\/strong> Documents issued by government agencies that certify ownership of property.<\/li>\n<li><strong>Torrens Registration:<\/strong> A title registration system used in some states to ensure clear ownership.<\/li>\n<\/ul>\n<p>The transfer and registration of titles is a fundamental process in real estate and affects buyers, sellers, lenders and others involved. Understanding these concepts in their original English form is essential to successfully navigate the world of real estate in the United States.<\/p>","protected":false},"excerpt":{"rendered":"<p>La transferencia y registro de t\u00edtulos (Transferring &amp; Recording Titles) es un tema crucial y a menudo complejo. Comprender los conceptos y t\u00e9rminos clave es esencial para quienes participan en transacciones inmobiliarias. En este art\u00edculo, exploraremos los aspectos esenciales de la transferencia y registro de t\u00edtulos, utilizando la nomenclatura original en ingl\u00e9s utilizada en el [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"site-sidebar-layout":"default","site-content-layout":"default","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"default","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[95],"tags":[174,170,171,175,172,169,173],"class_list":["post-7230","post","type-post","status-publish","format-standard","hentry","category-general","tag-adverse-possession","tag-involuntary-transfer","tag-registro-de-titulos","tag-title-evidence","tag-transferencia-de-titulos","tag-voluntary-transfer","tag-will"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Transferring &amp; 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