{"id":7651,"date":"2023-10-21T05:44:40","date_gmt":"2023-10-21T03:44:40","guid":{"rendered":"https:\/\/albermoya.com\/?p=7651"},"modified":"2023-10-21T05:44:40","modified_gmt":"2023-10-21T03:44:40","slug":"fha-reverse-mortgage","status":"publish","type":"post","link":"https:\/\/albermoya.com\/en\/fha-reverse-mortgage\/","title":{"rendered":"FHA Reverse Mortgage: An Option for Over 62"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_82_2 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\"><p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<\/div><nav><ul class='ez-toc-list ez-toc-list-level-1' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/albermoya.com\/en\/fha-reverse-mortgage\/#%C2%BFQue_es_el_FHA_Reverse_Mortgage_o_HECM\" >What is FHA Reverse Mortgage or HECM?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/albermoya.com\/en\/fha-reverse-mortgage\/#Beneficios_del_FHA_Reverse_Mortgage\" >Benefits of FHA Reverse Mortgage<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/albermoya.com\/en\/fha-reverse-mortgage\/#%C2%BFPara_quien_es_adecuado_el_FHA_Reverse_Mortgage\" >Who is FHA Reverse Mortgage right for?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/albermoya.com\/en\/fha-reverse-mortgage\/#Conclusion\" >Conclusion<\/a><\/li><\/ul><\/nav><\/div>\n<p>The mortgage market offers a variety of products designed to meet different needs. For seniors looking to take advantage of the equity they have built up in their property, there is an interesting option known as <strong>FHA Reverse Mortgage<\/strong> either <strong>Home Equity Conversion Mortgage (HECM)<\/strong>.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"%C2%BFQue_es_el_FHA_Reverse_Mortgage_o_HECM\"><\/span><strong>What is FHA Reverse Mortgage or HECM?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><strong>FHA Reverse Mortgage (Home Equity Conversion Mortgage \u2013 HECM)<\/strong>: It is a mortgage product intended specifically for borrowers aged 62 or older.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Beneficios_del_FHA_Reverse_Mortgage\"><\/span><strong>Benefits of FHA Reverse Mortgage<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>This option allows borrowers to use the equity they have built up in their home and convert it into cash or credit. Unlike a traditional mortgage where the owner pays the bank, with the <strong>HECM<\/strong>, it is the bank who pays the owner.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"%C2%BFPara_quien_es_adecuado_el_FHA_Reverse_Mortgage\"><\/span><strong>Who is FHA Reverse Mortgage right for?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>This type of mortgage can be an excellent tool for those who have a considerable amount of equity accumulated in their home and are looking for a source of income during their retirement. It is a way to access the value of a property without the need to sell it.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Conclusion\"><\/span><strong>Conclusion<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>He <strong>FHA Reverse Mortgage<\/strong> either <strong>HECM<\/strong> offers older homeowners an opportunity to access funds based on the value of their home. It is a financial tool that, when used correctly, can provide an additional source of income in your golden years.<\/p>","protected":false},"excerpt":{"rendered":"<p>El mercado hipotecario ofrece una variedad de productos dise\u00f1ados para satisfacer diferentes necesidades. Para las personas mayores que buscan aprovechar el valor acumulado en su propiedad, existe una opci\u00f3n interesante conocida como FHA Reverse Mortgage o Home Equity Conversion Mortgage (HECM). \u00bfQu\u00e9 es el FHA Reverse Mortgage o HECM? FHA Reverse Mortgage (Home Equity Conversion [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"site-sidebar-layout":"default","site-content-layout":"default","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"default","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[93],"tags":[295],"class_list":["post-7651","post","type-post","status-publish","format-standard","hentry","category-comprar-real-estate","tag-fha-reverse-mortgage"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>FHA Reverse Mortgage: Una Opci\u00f3n para Mayores de 62 | Alber Moya<\/title>\n<meta name=\"description\" content=\"El FHA Reverse Mortgage o HECM ofrece a los propietarios mayores una oportunidad de acceder a los fondos basados en el valor de su vivienda.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/albermoya.com\/en\/fha-reverse-mortgage\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"FHA Reverse Mortgage: Una Opci\u00f3n para Mayores de 62 | Alber Moya\" \/>\n<meta property=\"og:description\" content=\"El FHA Reverse Mortgage o HECM ofrece a los propietarios mayores una oportunidad de acceder a los fondos basados en el valor de su vivienda.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/albermoya.com\/en\/fha-reverse-mortgage\/\" \/>\n<meta property=\"og:site_name\" content=\"Alberto Moya - Realtor\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/albermoyavalley\/\" \/>\n<meta property=\"article:published_time\" content=\"2023-10-21T03:44:40+00:00\" \/>\n<meta name=\"author\" content=\"Alberto Moya\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/albermoya.com\\\/fha-reverse-mortgage\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/albermoya.com\\\/fha-reverse-mortgage\\\/\"},\"author\":{\"name\":\"Alberto Moya\",\"@id\":\"https:\\\/\\\/albermoya.com\\\/#\\\/schema\\\/person\\\/399d50f60ad69fa6c7b8cd0e331fd678\"},\"headline\":\"FHA Reverse Mortgage: Una Opci\u00f3n para Mayores de 62\",\"datePublished\":\"2023-10-21T03:44:40+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/albermoya.com\\\/fha-reverse-mortgage\\\/\"},\"wordCount\":236,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\\\/\\\/albermoya.com\\\/#\\\/schema\\\/person\\\/9ff661a570c78114c2b0e236c968b579\"},\"keywords\":[\"FHA Reverse Mortgage\"],\"articleSection\":[\"Comprar Real Estate\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/albermoya.com\\\/fha-reverse-mortgage\\\/\",\"url\":\"https:\\\/\\\/albermoya.com\\\/fha-reverse-mortgage\\\/\",\"name\":\"FHA Reverse Mortgage: Una Opci\u00f3n para Mayores de 62 | Alber Moya\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/albermoya.com\\\/#website\"},\"datePublished\":\"2023-10-21T03:44:40+00:00\",\"description\":\"El FHA Reverse Mortgage o HECM ofrece a los propietarios mayores una oportunidad de acceder a los fondos basados en el valor de su vivienda.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/albermoya.com\\\/fha-reverse-mortgage\\\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/albermoya.com\\\/fha-reverse-mortgage\\\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/albermoya.com\\\/fha-reverse-mortgage\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Portada\",\"item\":\"https:\\\/\\\/albermoya.com\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"FHA Reverse Mortgage: Una Opci\u00f3n para Mayores de 62\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/albermoya.com\\\/#website\",\"url\":\"https:\\\/\\\/albermoya.com\\\/\",\"name\":\"Alberto Moya - Asesor\",\"description\":\"Realtor en Los Angeles. Servicios para ayudarte a comprar y vender casa en Los \u00c1ngeles.\",\"publisher\":{\"@id\":\"https:\\\/\\\/albermoya.com\\\/#\\\/schema\\\/person\\\/9ff661a570c78114c2b0e236c968b579\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/albermoya.com\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":[\"Person\",\"Organization\"],\"@id\":\"https:\\\/\\\/albermoya.com\\\/#\\\/schema\\\/person\\\/9ff661a570c78114c2b0e236c968b579\",\"name\":\"Alber\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/albermoya.com\\\/wp-content\\\/uploads\\\/2021\\\/06\\\/logo_alber_moya-02.png\",\"url\":\"https:\\\/\\\/albermoya.com\\\/wp-content\\\/uploads\\\/2021\\\/06\\\/logo_alber_moya-02.png\",\"contentUrl\":\"https:\\\/\\\/albermoya.com\\\/wp-content\\\/uploads\\\/2021\\\/06\\\/logo_alber_moya-02.png\",\"width\":568,\"height\":254,\"caption\":\"Alber\"},\"logo\":{\"@id\":\"https:\\\/\\\/albermoya.com\\\/wp-content\\\/uploads\\\/2021\\\/06\\\/logo_alber_moya-02.png\"},\"sameAs\":[\"https:\\\/\\\/albermoya.com\\\/\",\"https:\\\/\\\/www.facebook.com\\\/albermoyavalley\\\/\",\"https:\\\/\\\/www.instagram.com\\\/albermoyarealtor\\\/\",\"https:\\\/\\\/www.linkedin.com\\\/in\\\/albermoya\",\"https:\\\/\\\/www.youtube.com\\\/channel\\\/UCmJjMB11OCAiJ3c8phJLgoQ\"]},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/albermoya.com\\\/#\\\/schema\\\/person\\\/399d50f60ad69fa6c7b8cd0e331fd678\",\"name\":\"Alberto Moya\",\"url\":\"https:\\\/\\\/albermoya.com\\\/en\\\/author\\\/amoya\\\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"FHA Reverse Mortgage: An Option for Over 62 | Alber Moya","description":"The FHA Reverse Mortgage or HECM offers older homeowners an opportunity to access funds based on the value of their home.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/albermoya.com\/en\/fha-reverse-mortgage\/","og_locale":"en_US","og_type":"article","og_title":"FHA Reverse Mortgage: Una Opci\u00f3n para Mayores de 62 | Alber Moya","og_description":"El FHA Reverse Mortgage o HECM ofrece a los propietarios mayores una oportunidad de acceder a los fondos basados en el valor de su vivienda.","og_url":"https:\/\/albermoya.com\/en\/fha-reverse-mortgage\/","og_site_name":"Alberto Moya - Realtor","article_publisher":"https:\/\/www.facebook.com\/albermoyavalley\/","article_published_time":"2023-10-21T03:44:40+00:00","author":"Alberto Moya","twitter_card":"summary_large_image","schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/albermoya.com\/fha-reverse-mortgage\/#article","isPartOf":{"@id":"https:\/\/albermoya.com\/fha-reverse-mortgage\/"},"author":{"name":"Alberto Moya","@id":"https:\/\/albermoya.com\/#\/schema\/person\/399d50f60ad69fa6c7b8cd0e331fd678"},"headline":"FHA Reverse Mortgage: Una Opci\u00f3n para Mayores de 62","datePublished":"2023-10-21T03:44:40+00:00","mainEntityOfPage":{"@id":"https:\/\/albermoya.com\/fha-reverse-mortgage\/"},"wordCount":236,"commentCount":0,"publisher":{"@id":"https:\/\/albermoya.com\/#\/schema\/person\/9ff661a570c78114c2b0e236c968b579"},"keywords":["FHA Reverse Mortgage"],"articleSection":["Comprar Real Estate"],"inLanguage":"en-US"},{"@type":"WebPage","@id":"https:\/\/albermoya.com\/fha-reverse-mortgage\/","url":"https:\/\/albermoya.com\/fha-reverse-mortgage\/","name":"FHA Reverse Mortgage: An Option for Over 62 | Alber Moya","isPartOf":{"@id":"https:\/\/albermoya.com\/#website"},"datePublished":"2023-10-21T03:44:40+00:00","description":"The FHA Reverse Mortgage or HECM offers older homeowners an opportunity to access funds based on the value of their home.","breadcrumb":{"@id":"https:\/\/albermoya.com\/fha-reverse-mortgage\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/albermoya.com\/fha-reverse-mortgage\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/albermoya.com\/fha-reverse-mortgage\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Portada","item":"https:\/\/albermoya.com\/"},{"@type":"ListItem","position":2,"name":"FHA Reverse Mortgage: Una Opci\u00f3n para Mayores de 62"}]},{"@type":"WebSite","@id":"https:\/\/albermoya.com\/#website","url":"https:\/\/albermoya.com\/","name":"Alberto Moya - Advisor","description":"Realtor in Los Angeles. Services to help you buy and sell a home in Los Angeles.","publisher":{"@id":"https:\/\/albermoya.com\/#\/schema\/person\/9ff661a570c78114c2b0e236c968b579"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/albermoya.com\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":["Person","Organization"],"@id":"https:\/\/albermoya.com\/#\/schema\/person\/9ff661a570c78114c2b0e236c968b579","name":"Alber","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/albermoya.com\/wp-content\/uploads\/2021\/06\/logo_alber_moya-02.png","url":"https:\/\/albermoya.com\/wp-content\/uploads\/2021\/06\/logo_alber_moya-02.png","contentUrl":"https:\/\/albermoya.com\/wp-content\/uploads\/2021\/06\/logo_alber_moya-02.png","width":568,"height":254,"caption":"Alber"},"logo":{"@id":"https:\/\/albermoya.com\/wp-content\/uploads\/2021\/06\/logo_alber_moya-02.png"},"sameAs":["https:\/\/albermoya.com\/","https:\/\/www.facebook.com\/albermoyavalley\/","https:\/\/www.instagram.com\/albermoyarealtor\/","https:\/\/www.linkedin.com\/in\/albermoya","https:\/\/www.youtube.com\/channel\/UCmJjMB11OCAiJ3c8phJLgoQ"]},{"@type":"Person","@id":"https:\/\/albermoya.com\/#\/schema\/person\/399d50f60ad69fa6c7b8cd0e331fd678","name":"Alberto Moya","url":"https:\/\/albermoya.com\/en\/author\/amoya\/"}]}},"_links":{"self":[{"href":"https:\/\/albermoya.com\/en\/wp-json\/wp\/v2\/posts\/7651","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/albermoya.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/albermoya.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/albermoya.com\/en\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/albermoya.com\/en\/wp-json\/wp\/v2\/comments?post=7651"}],"version-history":[{"count":1,"href":"https:\/\/albermoya.com\/en\/wp-json\/wp\/v2\/posts\/7651\/revisions"}],"predecessor-version":[{"id":7652,"href":"https:\/\/albermoya.com\/en\/wp-json\/wp\/v2\/posts\/7651\/revisions\/7652"}],"wp:attachment":[{"href":"https:\/\/albermoya.com\/en\/wp-json\/wp\/v2\/media?parent=7651"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/albermoya.com\/en\/wp-json\/wp\/v2\/categories?post=7651"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/albermoya.com\/en\/wp-json\/wp\/v2\/tags?post=7651"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}