In the exciting process of buying or selling a property in California, one of the key players who plays a pivotal role is the closing agent. This real estate expert, also known as the escrow agent, plays a crucial role in ensuring that the transaction runs smoothly and that the buyer is […]
What to Expect from an Escrow Agent in California Real Estate Transactions Read More »
In California real estate, there are terms and documents that can be a bit overwhelming for buyers and sellers. One of these documents is the famous HUD-1, a fundamental element in the process of closing a real estate transaction. As a California real estate expert, it is my duty to clarify what exactly the HUD-1 is.
What is a Closing or Liquidation Statement, Also Known as a HUD-1? Read More »
When entering the world of California real estate, one crucial aspect that every property owner and buyer should be aware of is title insurance. Let's take a look at the intricacies of title insurance, shedding light on its importance, types, coverage, costs, and more. As experts in the field, we're here to help you understand what title insurance is all about.
Title Insurance: Protecting your Real Estate Investment Read More »
The role of mortgages is critical to helping millions of people achieve the dream of homeownership. Behind this process are two essential markets: the primary mortgage market and the secondary mortgage market. These markets play key roles in the flow of mortgage financing and the availability of
Several key agencies play crucial roles in shaping the mortgage industry, the so-called Secondary Mortgage Market, and facilitating homeownership for countless individuals and families. Among these agencies are Fannie Mae, Freddie Mac, Ginnie Mae, and Farmer Mac. Let's dive deeper into their roles, significance, and impact on the economy.
The vast majority of homeowners have purchased their home using a loan from a bank. There are three basic types of loans that you should know about: (1) Fixed-Rate Mortgage (2) Interest Only Mortgage (3) Adjustable Rate Mortgage (ARM)
Types of Home Purchase Loans Read More »
In the realm of real estate financing, the options available to home buyers and property investors can seem overwhelming. Two main categories of loans are typically relevant: conventional loans and government-backed loans. These financing options play a critical role in determining how people can purchase homes, real estate, and other assets.
Conventional and Government-Backed Loans: A Comprehensive Guide Read More »
In real estate, managing funds is a critical responsibility. Learn how real estate experts can successfully navigate the process of opening trust accounts as outlined in California's Business and Professions Code Section 10145(a)(1) and Commissioner's Regulation 2832(a). This article explores why brokers sometimes
Opening a Trust Account for Real Estate Brokers: Keys and Strategies Read More »
As experts in the California real estate market, it is critical to understand and avoid the most common violations of Real Estate Law to ensure an ethical and successful professional operation and practice. The California Department receives and processes numerous complaints each year, many of which could have been avoided with proper procedures. Here,
The 6 Most Common Violations and How to Avoid Them in California Real Estate Read More »
In the world of real estate, a critical phase that can make the difference between success and a lost opportunity is the counter offer stage. Whether you are selling or buying a property in California, understanding how to strategically fill out a counter offer form is essential to achieving your goals.
The Counteroffer: A Detailed Example of How to Complete a Counteroffer Form Read More »
Realtor: Alber Moya (Alberto Carlos Moya Guerrero)
Phone +1 (747) 305 4628
WhatsApp:+17473054628
E-mail: info@albermoya.com
Direction 4832 Coldwater Canyon Ave #1
Sherman Oaks, CA, 91423
MLS Number: SR207072794
DRE License Number: #02230789
Download License
Schedule: 24/7 Monday-Sunday
Broker: Luxury Collective
Direction 1: 14242 Ventura Blvd #100, Sherman Oaks, CA, 91423, United States
Direction 2: 11829 Ventura Blvd, Studio City, CA 91604, United States
Direction 3: 15451 San Fernando Mission Blvd #100 Mission Hills, CA 91345
Broker License Number: #02246966
Alber Moya (Alberto Carlos Moya Guerrero), real estate agent, with DRE License Number: #02230789, is an integral part of the Luxury Collective team. Our broker, Luxury Collective, operates under the California State Real Estate License (CalBRE #02246966), ensuring the highest standard of professionalism and compliance with all equal housing opportunity laws.
The information presented on this website is purely informational and is compiled from sources deemed reliable. However, it is important to note that such information may be subject to errors, omissions, changes in prices, conditions, sale or withdrawal from the market without prior notice. We do not guarantee the accuracy of the descriptions provided, and all measurements and square footage are approximate.
This site does not seek to attract clients who already have properties listed with other real estate agents. Furthermore, the content presented here should not be interpreted as legal, accounting or professional advice of any kind beyond real estate brokerage.
© 2025 - Alber Moya - All rights reserved.
