Access to credit is essential in the modern economy, whether it is to buy a home, start a business or finance studies. When evaluating loan applications, lenders use a variety of factors to determine the applicant’s creditworthiness and ability to repay. However, there are limits to how they can do this.
Considering Age in Loan Decisions: Analysis and Limitations Read More »
Buying a home is a major milestone in life, representing both a responsibility and an exciting opportunity. Owning your own home means having the freedom to customize it however you want, from the color of the walls to the garden you've always dreamed of. Plus, you'll be laying a solid foundation for your future.
Become a California Homeowner with CalHFA: Your Guide to Success Read More »
The role of mortgages is critical to helping millions of people achieve the dream of homeownership. Behind this process are two essential markets: the primary mortgage market and the secondary mortgage market. These markets play key roles in the flow of mortgage financing and the availability of
Several key agencies play crucial roles in shaping the mortgage industry, the so-called Secondary Mortgage Market, and facilitating homeownership for countless individuals and families. Among these agencies are Fannie Mae, Freddie Mac, Ginnie Mae, and Farmer Mac. Let's dive deeper into their roles, significance, and impact on the economy.
The vast majority of homeowners have purchased their home using a loan from a bank. There are three basic types of loans that you should know about: (1) Fixed-Rate Mortgage (2) Interest Only Mortgage (3) Adjustable Rate Mortgage (ARM)
Types of Home Purchase Loans Read More »
In the exciting journey of buying a home, every step counts. One of the crucial moments in this process is the moment when you are faced with the need to finance your new property. This is where the Uniform Residential Loan Application (URLA) comes into play, a powerful and easy-to-use tool.
Optimizing Your Path to Home Buying with the Uniform Residential Loan Application Read More »
Realtor: Alber Moya (Alberto Carlos Moya Guerrero)
Phone +1 (747) 305 4628
WhatsApp:+17473054628
E-mail: info@albermoya.com
Direction 4832 Coldwater Canyon Ave #1
Sherman Oaks, CA, 91423
MLS Number: SR207072794
DRE License Number: #02230789
Download License
Schedule: 24/7 Monday-Sunday
Broker: Luxury Collective
Direction 1: 14242 Ventura Blvd #100, Sherman Oaks, CA, 91423, United States
Direction 2: 11829 Ventura Blvd, Studio City, CA 91604, United States
Direction 3: 15451 San Fernando Mission Blvd #100 Mission Hills, CA 91345
Broker License Number: #02246966
Alber Moya (Alberto Carlos Moya Guerrero), real estate agent, with DRE License Number: #02230789, is an integral part of the Luxury Collective team. Our broker, Luxury Collective, operates under the California State Real Estate License (CalBRE #02246966), ensuring the highest standard of professionalism and compliance with all equal housing opportunity laws.
The information presented on this website is purely informational and is compiled from sources deemed reliable. However, it is important to note that such information may be subject to errors, omissions, changes in prices, conditions, sale or withdrawal from the market without prior notice. We do not guarantee the accuracy of the descriptions provided, and all measurements and square footage are approximate.
This site does not seek to attract clients who already have properties listed with other real estate agents. Furthermore, the content presented here should not be interpreted as legal, accounting or professional advice of any kind beyond real estate brokerage.
© 2025 - Alber Moya - All rights reserved.
