El acceso al crédito es esencial en la economía moderna, ya sea para comprar una casa, iniciar un negocio o financiar estudios. A la hora de evaluar solicitudes de préstamo, los prestamistas utilizan diversos factores para determinar la solvencia y la capacidad de pago del solicitante. Sin embargo, hay límites en la forma en que […]
Considering Age in Loan Decisions: Analysis and Limitations Read More »
La compra de una vivienda es un hito importante en la vida, que representa tanto una responsabilidad como una oportunidad emocionante. Ser dueño de tu propio hogar significa tener la libertad de personalizarlo como desees, desde el color de las paredes hasta el jardín que siempre soñaste. Además, establecerás una base sólida para tu futuro
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La función de las hipotecas es fundamental para que millones de personas logren el sueño de la propiedad de vivienda. Detrás de este proceso, se encuentran dos mercados esenciales: el mercado primario de hipotecas y el mercado secundario de hipotecas. Estos mercados desempeñan roles clave en el flujo de financiamiento hipotecario y la disponibilidad de
Several key agencies play crucial roles in shaping the mortgage industry, the so-called Secondary Mortgage Market, and facilitating homeownership for countless individuals and families. Among these agencies are Fannie Mae, Freddie Mac, Ginnie Mae, and Farmer Mac. Let's dive deeper into their roles, significance, and impact on the economy.
The vast majority of homeowners have purchased their home using a loan from a bank. There are three basic types of loans that you should know about: (1) Fixed-Rate Mortgage (2) Interest Only Mortgage (3) Adjustable Rate Mortgage (ARM)
In the exciting journey of buying a home, every step counts. One of the crucial moments in this process is the moment when you are faced with the need to finance your new property. This is where the Uniform Residential Loan Application (URLA) comes into play, a powerful and easy-to-use tool.
Optimizing Your Path to Home Buying with the Uniform Residential Loan Application Read More »
Realtor: Alber Moya (Alberto Carlos Moya Guerrero)
Phone +1 (747) 305 4628
WhatsApp:+17473054628
E-mail: info@albermoya.com
Direction 4832 Coldwater Canyon Ave #1
Sherman Oaks, CA, 91423
MLS Number: SR207072794
DRE License Number: #02230789
Download License
Schedule: 24/7 Monday-Sunday
Broker: Luxury Collective
Direction 1: 14242 Ventura Blvd #100, Sherman Oaks, CA, 91423, United States
Direction 2: 11829 Ventura Blvd, Studio City, CA 91604, United States
Direction 3: 15451 San Fernando Mission Blvd #100 Mission Hills, CA 91345
Broker License Number: #02246966
Alber Moya (Alberto Carlos Moya Guerrero), real estate agent, with DRE License Number: #02230789, is an integral part of the Luxury Collective team. Our broker, Luxury Collective, operates under the California State Real Estate License (CalBRE #02246966), ensuring the highest standard of professionalism and compliance with all equal housing opportunity laws.
The information presented on this website is purely informational and is compiled from sources deemed reliable. However, it is important to note that such information may be subject to errors, omissions, changes in prices, conditions, sale or withdrawal from the market without prior notice. We do not guarantee the accuracy of the descriptions provided, and all measurements and square footage are approximate.
This site does not seek to attract clients who already have properties listed with other real estate agents. Furthermore, the content presented here should not be interpreted as legal, accounting or professional advice of any kind beyond real estate brokerage.
© 2025 - Alber Moya - All rights reserved.
